Saskatchewan Disability & Health Credits (2025)
Saskatchewan provides extensive supports for persons with disabilities, including the SAID income program, Disability Housing Supplement, home adaptation grants, and provincial/federal tax credits. Coordinating these programs can maximize your refund and increase monthly support. This guide details eligibility, application, and strategies for stacking Saskatchewan and Canada-wide disability and health benefits.
Saskatchewan Assured Income for Disability (SAID)
- What is SAID?
SAID is Saskatchewan’s main income support program for adults with significant and enduring disabilities. It provides a guaranteed monthly income and supplementary health benefits. - Eligibility:
- Age 18 or older; resident of Saskatchewan
- Have a permanent disability causing significant ongoing impact on daily living
- Meet financial asset and income tests
- How to Apply:
Complete a SAID application and disability assessment with supporting documentation from a medical professional (see official SAID page). Approval may take several weeks and includes an interview. - What is Covered?
Monthly income (amount varies by living situation and needs), prescription drug coverage, dental and optical benefits, and special supports for disability-related equipment/services.
Tip: SAID recipients can also access the federal Disability Tax Credit (DTC), medical expense credits, and various grants.
Disability Housing Supplement (DHS)
- What is DHS?
A monthly rent supplement for low-income adults with a disability who pay more than 30% of income on rent. - Eligibility:
Age 18+, resident of Saskatchewan, have a recognized disability, meet income limits, and pay qualifying rent. - How to Apply:
Download the application from the DHS program page. Supply proof of disability, income, and rent. Approval is subject to funding availability. - How Much?
Up to $250/month (2025) depending on rent and income level. Paid directly to the recipient or landlord.
Home Adaptation & Repair Grants
- Saskatchewan Home Repair Program (SHRP):
Offers forgivable loans/grants for home modifications to improve accessibility and safety (e.g., ramps, lifts, bathroom/barrier-free renovations). - Eligibility:
Low-to-moderate income households, must own or rent in Saskatchewan, and require adaptations for a disability. - How to Apply:
Apply via Saskatchewan Housing Corporation (official site). Approval and inspection required before starting work. - Tip: Combine SHRP with the Home Accessibility Tax Credit (federal) for maximum benefit.
Disability Tax Credit (DTC) & Medical Expense Tax Credits
- Disability Tax Credit (DTC):
Federal non-refundable credit for persons with a severe/prolonged impairment. Requires form T2201 certified by a doctor. Can be transferred to a supporting relative if not used fully. - Medical Expense Tax Credits:
Claim eligible out-of-pocket expenses (e.g., prescription drugs, mobility aids, therapy, travel for treatment) on both federal and Saskatchewan returns. Keep all receipts and ask your provider for a full list of eligible expenses. - Claim Process:
DTC: Submit T2201 to CRA; claim on your return once approved.
Medical: Enter on your return; some expenses may require supporting forms. - Additional Credits:
Home Buyers' Plan for persons with disabilities (enables RRSP withdrawals for accessible home purchase/renovation).
Tip: Coordinate DTC, provincial supports, and medical credits for maximum refund. Even if you receive SAID or DHS, you can still claim tax credits if you pay tax or have a supporting relative.
Stacking Saskatchewan & Federal Disability Benefits
- SAID recipients may still qualify for the DTC, medical credits, and the Canada Workers Benefit (if working part-time).
- Pair the Disability Housing Supplement with municipal rent/property tax credits for additional support.
- Combine home repair grants with the Home Accessibility Tax Credit for larger renovations.
- Supporting relatives can claim the DTC transfer and caregiver credits if they provide substantial support.
Frequently Asked Questions (FAQ)
Can I receive SAID and the Disability Tax Credit?
Yes. SAID is a provincial income program; DTC is a federal tax credit. You can receive both, even if you pay no income tax (in which case, transfer DTC to a supporting relative).
Does SAID count as taxable income?
No, SAID payments are not taxable. They do not reduce your DTC or medical expense claim.
How do I prove eligibility for medical expense credits?
Keep all receipts, prescriptions, and where required, a letter or certificate from your doctor for special equipment, therapy, or travel. CRA may request proof during a review.
Can home adaptations be claimed by renters?
Yes, provided you have your landlord’s written approval. Some programs/grants are open to renters; always check eligibility criteria.
Where can I get help applying?
Contact Saskatchewan Ministry of Social Services, a local disability advocacy group, or a tax professional experienced in disability claims. Free help is also available through some community agencies.