Saskatchewan Renter Benefits & Property Credits (2025)
Saskatchewan renters and low-income households have access to a range of supports, credits, and cash benefits to help offset the cost of rent, utilities, and property taxes. These include the Saskatchewan Low-Income Tax Credit (SLITC), the Saskatchewan Housing Benefit (SHB), municipal rent/property tax programs, and federal benefits that can be claimed in conjunction with provincial supports. This guide covers who qualifies, how to claim, and strategies to maximize your benefit as a Saskatchewan renter or low-income property occupant.
Saskatchewan Low-Income Tax Credit (SLITC)
The SLITC is a quarterly, income-tested cash benefit for low- and moderate-income Saskatchewan households. It’s administered by the Canada Revenue Agency (CRA) and paid automatically if you qualify.
- Eligibility: Saskatchewan residents with family net income below a set annual threshold (indexed each year). Both renters and homeowners are eligible.
- How to apply: No separate application required—simply file your annual tax return (even with no income) and provide accurate residency details.
- Benefit amount: Maximum annual benefit is paid per adult and per child (amounts updated annually; e.g., ~$350/adult, ~$140/child for 2025). The payment is gradually reduced as income rises above the threshold.
- Payment schedule: Quarterly (January, April, July, October), via direct deposit or cheque.
- Stacking: Can be claimed alongside the GST/HST credit, Canada Child Benefit, and Saskatchewan Housing Benefit.
Tip: Ensure your address and marital/child status are updated with CRA to avoid missed payments.
Saskatchewan Housing Benefit (SHB)
The Saskatchewan Housing Benefit is a targeted, monthly rent supplement for low-income renters in the private market (not social housing). It’s designed to help bridge the gap between rent and what is considered affordable, based on your income and household size.
- Eligibility: Saskatchewan residents who:
- Rent in the private market (not subsidized or social housing)
- Are Canadian citizens, permanent residents, or have eligible immigration status
- Meet income and asset limits for your household size (varies by region; check current thresholds)
- Pay more than a set portion of monthly income on rent
- How to apply: Apply online at the Saskatchewan Housing Benefit portal or through a local housing authority. You’ll need proof of rent (lease, receipts), income (tax return, pay stubs), and household composition.
- Amount: Varies by household size, income, and rent paid; benefit aims to ensure you pay no more than 30% of adjusted income on rent. Payment is made directly to you each month.
- Renewal: Recipients must renew eligibility annually and update information if household or income changes.
Stacking: You can receive the SHB while also claiming the SLITC, Canada Child Benefit, and GST/HST credit.
Municipal Rent and Property Tax Rebates
Some Saskatchewan municipalities offer additional support for renters and low-income property occupants, including rent supplements, utility grants, and property tax deferral or rebate programs. These vary by city/town, so check your local government website for details.
- Renters: Cities like Regina and Saskatoon may offer short-term rent supplements for those at risk of homelessness or facing sudden financial hardship. Application is usually through a local housing authority or city assistance office.
- Homeowners/Long-term Renters: Some towns may provide property tax credits or deferrals for seniors, persons with disabilities, or low-income individuals—apply through your municipality.
- Utility rebates: Municipal and provincial programs may offer grants for heating, energy efficiency upgrades, or utility support—check with your city or with SaskPower/SaskEnergy.
Tip: Keep all rent receipts and property tax statements. You may need to provide proof of payment to claim local grants/credits.
How to Claim & Documentation Tips
- File your tax return every year, even if you have no income, to trigger the SLITC, GST/HST credit, and CCB review.
- Keep receipts for all rent paid, including landlord’s name, address, and amount. If you share rent, each tenant should claim only their portion.
- For SHB and municipal programs, retain your lease agreement, proof of payment, and benefit approval letters.
- Missed a benefit? You can request a tax return adjustment (T1-ADJ) for up to 10 years back for most credits. Retroactive SHB may be possible in some cases if you were eligible but did not apply.